A real estate agent helps clients buy, sell, or invest in homes and properties. They handle everything from pricing and marketing to negotiating offers and managing paperwork — ensuring a smooth transaction from start to finish.

Not always. There are loan programs that allow buyers to purchase with as little as 3–5% down, depending on credit and loan type. Some buyers may even qualify for down payment assistance programs.

• Pre-qualification: An estimate of what you might afford based on self-reported information.

• Pre-approval: A verified review by a lender of your income, credit, and assets — giving you a stronger position when making offers.

Contingencies are conditions that must be met for a sale to move forward, such as the buyer securing financing, the home passing inspection, or the property appraising for the purchase price.

Once under contract, most home purchases close in 30–45 days, depending on loan type, inspections, and appraisal timing.

Get pre-approved, keep contingencies minimal, and consider writing a personalized offer letter. Your realtor can also help with strategic timelines and negotiation tactics to strengthen your offer.

Declutter, deep clean, and make small repairs. Boost curb appeal, consider staging, and use professional photography — these can dramatically improve your sale price and speed.

Escrow is the period between an accepted offer and closing. During this time, buyers complete inspections, appraisals, and final loan approval while funds are held securely by a neutral third party.

A local agent knows the neighborhood trends, schools, and pricing strategies that impact value. They provide insight you can’t get online and guide you through every step with experience and confidence.

An appraisal is an independent assessment of a home’s market value by a licensed appraiser. It ensures the property is worth the loan amount and protects buyers and lenders from overpaying.

Your realtor can prepare a Comparative Market Analysis (CMA) — a report comparing your property to similar recently sold homes in your area to help determine a competitive listing price.

Get pre-approved, offer flexible timelines, and consider shorter contingencies. Your realtor may also suggest a personalized buyer letter to connect with the seller.

Closing costs include lender fees, title insurance, escrow charges, and taxes, usually totaling 2–5% of the purchase price. They’re paid at the end of the transaction.

It depends on your finances and goals. Some sellers list with a buying contingency, while others purchase first. A strategic plan with your realtor can help minimize stress and overlap.

There’s no universal “perfect” time. The best time depends on your goals, finances, and local market trends. Your realtor can analyze conditions and help you act when the timing is right.

Staging highlights your home’s strengths, helps buyers visualize living there, and often leads to faster sales and higher offers. Even minimal staging (decluttering, lighting, and décor) makes a big difference.

Look for someone with local expertise, strong communication, and a proven record of success. A good realtor listens to your goals and works proactively to help you achieve them.

An Accessory Dwelling Unit (ADU) is a smaller, self-contained home on the same property as a main residence. Homeowners build ADUs for rental income, multi-generational living, or extra space — and they can increase property value.

KWells Group Real Estate specializes in helping clients buy, sell, and invest in homes throughout Roseville, Rocklin, Loomis, and Placer County. Our team focuses on strategy, communication, and delivering exceptional service every step of the way.

Realtors are typically paid through a commission, which is a percentage of the home’s sale price. The seller usually pays this fee, which is shared between the listing and buyer’s agents once the transaction closes.